Welcome, Agent.
Financial fraud is rising in 2026. Your mission is to master the defenses against Phishing, Impersonation, and Mule Scams.
The Golden Rule
The HKMA and Banks will NEVER send SMS or emails with embedded links asking for transactions or passwords.
Knowledge Base
Click cards to reveal the truth.
🎣 Phishing
(Tap to reveal)
Scammers use fake SMS/Emails with links to steal passwords. Defense: Never click links in texts.
🎭 Impersonation
(Tap to reveal)
Callers claiming to be HKMA/Police demanding money. Fact: Officials never ask for transfers by phone.
🐴 Money Mules
(Tap to reveal)
Lending your bank account to others to receive cash. Result: Prison for money laundering.
🛡️ E-Banking ABC
(Tap to reveal)
A: Authenticate (Biometrics)
B: Bye to unused limits
C: Cancel suspicious alerts
Threat Simulator
You are receiving messages. Choose the correct action to survive.
System: Connected to Network...
Sender: HK-Bank
Alert: Your account ending 8842 has irregular activity. Click here to verify: www.hk-bank-security-verify.com
Alert: Your account ending 8842 has irregular activity. Click here to verify: www.hk-bank-security-verify.com
Final Exam
1. You receive an SMS from "The Police" asking for your e-banking password to clear your name. What do you do?
Give them the password immediately.
Hang up and call the official station number.
Text them back to ask why.
2. A friend offers you $1000 to use your bank account to receive a company payment. Is this safe?
Yes, it's easy money.
No, this is a Money Mule scam.
3. What is the "Scameter"?
A device to measure internet speed.
A tool to check if a phone number or URL is risky.